The following requirements are to be complied with by an industrial undertaking for being regarded as ancillary industrial undertaking: - An industrial undertaking which is engaged or is proposed to be engaged in the manufacture or production of parts, components, sub-assemblies, tooling or intermediates, or the rendering of services and the undertaking supplies or renders or proposes to supply or render not less than 50 per cent of its production or services, as the case may be, to one or more other industrial undertakings and whose investment in fixed assets in plant and machinery whether held on ownership terms or on lease or on hire-purchase, does not exceed Rs 10 million

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A Small Scale Industrial Unit/ Industry related service or business enterprise, managed by one or more women entrepreneurs in proprietary concerns, or in which she/ they individually or jointly have a share capital of not less than 51% as Partners/ Shareholders/ Directors of Private Limits Company/ Members of Cooperative Society.

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1. Please interview the applicant and keep record of your conversation with the applicant.
2. Please examine the application and see whether it contains all relevant information.
3. Please check the photocopies of various documents (enclosed with the application) with the original.
4. Please scrutinize the application properly.
5. Please make inspection of the Factory/Unit/Establishment (If existing one ) and in case of a proposed one, please inspect the site.
6. Please make local enquiries to verify the personal data furnished by the proprietor or Partners or Directors.
7. If the line of business (existing or proposed one) is new to you, please obtain brief particulars about the scheme or line of activity from DIC or SISI or NABARD or KVIC/KVIB and get yourself acquainted with that particular line of activity.
8. If you are unable to understand the working capital requirement assessment and corresponding bank borrowing requirement, consult Regional Office (either with concerned Dy. Regional Manager or with Regional Manager/Chief Regional Manager). However, in most of the cases, you should be able to assess these.
9. Properly analyse the previous Balance Sheets and Profit & Loss account Statements (in case of existing units) and projected plan vis-à-vis projected Balance Sheet and Profit & Loss Account statement. Compare the date with those of other similar units. You can take the help of DIC Office or SISI or NABARD or KVIC/KVIB.
10. Examine the market demand of the product/service and assess whether the projection made by the applicant is reasonable.
11. In suitable cases, where collateral/additional securities are required to be obtained, please verify those collaterals thoroughly.
12. In case of a company and if it is already running, conduct search with the officer of Registrar of Companies to ascertain whether the assets of the company are free from any encumbrance.
13. 13.If the Firm/Company is already enjoying term loan from any Financial Institution (like SFC or IDBI/SIDBI or IIBI or IDC etc.) or proposes to enjoy any loan from them, please contact them and ascertain the details from them about the scheme/project/plan/proposed borrower.
14. If the Firm/Company is already banking with any Bank, please contact the said Bank, and get detailed information relating to conduct of the a/c. and also try to gather impression of the said Bank about the proprietor or partners or directors as the case may be.
15. Please go through the checklist for the SSI entrepreneurs and see whether all the points have been covered in the application and whether photocopies of all relevant documents have been enclosed.

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Please check whether you have covered all the following points (which are applicable) in your Application
Are you registered with Directorate of Cottage & Small Scale Industries? If so, please furnish a photocopy of the same alongwith your application.
Do you have Trade Licence? If so, is it up-to-date? Please furnish a photocopy of the Current Licence alongwith your application.
Do you have Sale Tax Registration? If so, is it up-to-date? Please furnish a photocopy of the same alongwith your application.
Are you Income Tax Assessee? If so, please furnish a photocopy of the last Income Tax Return and a photocopy of the last Income Tax Clearance Certificate alongwith your application. Please mention in your application separately address of your Head Office, address of Registered Office, address of the Factory/ Establishment/ Unit/ Centre and Home address of Proprietor or of all the Partners or of all the Promoters Directors alongwith telephone, fax,

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1. Illustrative List of Activities which are not recognized as Small Scale Industry/ Business (Industry Related) Enterprises i.e. SSSBE’s
1. Transportation
2. Storage (except cold storage which is recognized as SSI)
3. Retail/Wholesale Trade Establishments
4. General Merchandise Stores
5. Sales Outlets for Industrial Components
6. Health Services including pathological laboratories
7. Legal Services
8. Educational Services
9. Social Services
10. Hotels

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1. Advertising Agencies.
2. Marketing Consultancy
3. Industrial Consultancy
4. Equipment Rental & Leasing
5. Typing Centres
6. Photocopying centres (Xeroxing)
7. Industrial Photography
8. Industrial R & D Labs
9. Industrial Testing Labs
10. Desk Top Publishing
11. Internet Browsing/Setting up of Cyber Cafes
12. Auto Repair, Services and Garages
13. Documentary Films on themes like family planning, social forestry, energy conservation and commercial advertising
14. Laboratories engaged in testing of raw materials, finished products.
15. ‘Servicing Industry’ undertakings engaged in maintenance, repair, testing or servicing of all types of vehicles & machinery of any description including electronic/electrical equipment/instruments. i.e., measuring/control instruments, televisions, tape recorders, VCRs, radios, transformers, motors, watches etc.
16. Laundry & Dry-cleaning.

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A.General Guidelines on SSI Sector Landing—A - I and A - II

B.Check-list for SSI Entrepreneurs

C.Check-list for Branch Managers--- SSI Proposals

D.The guiding formats for Appraisal of SSI Loan Proposal up to Rs. 25 lac and also above Rs. 25 lac to Rs. 2 crore have been given in Appendix

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